Bridge the Gap.
Build the Foundation.
A defined pre-construction facility. Fixed 30% per annum. 12-month term.
Every naira deployed to complete the title perfection, regulatory, and engineering work that activates Afrihood's ₦7.5 billion Shelter Afrique development mandate — and breaks ground on three Lagos residential projects.
Three Structural Failures. One Answer.
Lagos has a housing deficit exceeding 3 million units. The problem is not simply one of supply — it is the type of supply that has never been built at scale.
No formal housing for the core market.
Developers build at the extremes: luxury towers for the top of the pyramid, informal settlements for everyone else. The middle — formally built, well-titled, institutional-grade housing for working professionals — has barely existed.
Prices that price out the buyers who exist.
What passes for affordable in Lagos is not. High land costs, the absence of institutional construction finance, and the overhead of informal project delivery have pushed prices to the upper limit of what buyers can absorb — or beyond it.
Titles that no bank will recognise.
Most residential developments in Lagos sit on documentation that commercial banks and mortgage institutions will not accept as security. Without bankable titles, there is no mortgage. Without mortgages, buyers must pay outright — and the majority of genuine demand stays unmet.
Afrihood is building the answer to all three: every project begins with secured, bankable land titles; construction capital comes from an institutional multilateral lender, not informal equity; and units are priced within reach of buyers who have access to institutional mortgage finance. The bridge facility funds the title perfection, engineering, and approval work that makes this possible.
₦7.5 Billion Waits on ₦200 Million
Shelter Afrique — the pan-African housing development finance institution backed by 44 African governments — has approved a ₦7.5B construction facility for Afrihood's Lagos portfolio: Aize Court (Palmgrove), Uresa Court (Yaba), and Zaphire Court (Ibeju-Lekki).
The facility is approved. The projects are permitted. The titles are secured. What remains is a defined set of pre-construction obligations — title perfection, technical studies, engineering documentation, and regulatory approvals — that must be completed before construction capital is drawn. This bridge facility funds exactly that work. Nothing else.
Clear Terms. Fixed Return. Defined Exit.
What Your Investment Returns
A fixed 30% p.a. return means your returns are predetermined from day one — no performance risk, no variable outcome.
Illustrative only. Actual returns subject to formal documentation.
Every Naira Has a Destination
The ₦200M capital injection directly optimises pipeline readiness and guarantees immediate qualification for off-taker mortgages via HSF and MREIF schemes.
Title Perfection
Standardising and perfecting legal land titles across all three flagship developments to qualify off-takers for HSF and MREIF institutional mortgages.
Engineering & Approvals
Completing advanced architectural, structural, and M&E drawings to lock down statutory state approvals across all three Lagos developments.
Marketing & Offtake Drive
Scaling high-yield digital and strategic campaigns to fully onboard verified off-takers directly into the pipeline before construction begins.
What Secures Your Investment
Board Resolution
A formal board resolution of Afrihood Development Company Limited authorises the facility and binds the company to its repayment obligations. Executed and provided to each investor at commitment.
180% Land Title Coverage
A legal charge is placed over Afrihood's land portfolio in favour of investors. The assessed market value of assets under charge exceeds ₦360 million — a 180% collateral coverage ratio against the ₦200M facility. Titles are available for review under NDA.
Formal Loan Agreement
Every investor executes a formal private loan agreement setting out the principal, return rate, repayment date, and security package before any funds are disbursed.
Defined Repayment Events
Repayment is backed by two scheduled events within the 12-month term: drawdown of the ₦7.5B Shelter Afrique construction facility — at which point bridge capital is released — and pre-sales receipts from the Lagos residential portfolio.
Who You Are Lending To
Afrihood Development Company Limited is a pan-African real estate and infrastructure development company incorporated in Nigeria, committed to building pristine, secure, functional, and beautiful communities across Africa.
Register Your Interest
Complete the form below. This is not a financial commitment — it is an invitation for the Afrihood team to contact you, share the formal term sheet, and answer any questions. No funds change hands until a loan agreement is executed.